Many couples who break up say arguing about money was the main reason their relationship ended. Why is it that money strains relationships? Looking at some of the most common reasons can be the key to resolving the problems.

One reason money can place a strain on a relationship is the belief that no one should be satisfied with what he or she has. Whether a couple is wealthy or low-income, placing a high priority on luxuries can create financial problems. If a person believes he needs the best, the most, and more of everything, it can result in fights about finances.

Another reason is the modern notion of independence. In the past, most couples felt earned income belonged to the entire family, regardless of which person happened to earn it. Today, couples are told that both partners should work, and even keep their incomes separate. When money becomes a matter of “his” and “hers,” it is more like a power struggle and a business arrangement than a marriage. It can be even worse when one partner earns significantly more than the other.

A third reason covers budgeting. If one or both partners cannot adhere to a sensible budget, arguments about money will occur. This is especially true if one person believes in saving, while the other loves to spend. Sitting down together and drawing up a reasonable budget together is one of the first things a couple should do when they decide to become a couple.

Money does not need to strain or end a relationship. Treating money like a necessary, important resource is a good start. Learning how to discuss financial matters while respecting the other person’s viewpoint is another essential step. Even if a couple comes from two entirely different financial backgrounds, they can still get along harmoniously.